Legal

Disclaimer

Our role, the risks involved, and what this website is and isn’t.

Last updated: August 2026

1. Nature of our services

Advaya Wealth is the trade name under which Kinjal Madhani operates as an AMFI-registered Mutual Fund Distributor (ARN 360018). Our role is the distribution of mutual fund schemes and related products, and the servicing of those investments afterwards.

2. The scope of our role

Advaya Wealth is registered with AMFI as a mutual fund distributor (ARN 360018). We help you select and transact in mutual fund schemes, explain how those schemes work, and service the investments afterwards. Information provided on this website and in the course of distribution describes product features and supports your own decision.

3. Market risk

Mutual fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance of any scheme is not indicative of and does not guarantee future returns or performance.

4. No guaranteed outcomes

Advaya Wealth does not guarantee any specific return, capital protection or investment outcome. All investment decisions are made at the sole discretion of the investor. Any figures, illustrations or projections shown on this website are for illustration only and should not be read as an expectation of future performance.

5. Third-party platforms

Transactions, servicing and record keeping are carried out through regulated third-party platforms, including FundzBazar, operated by Prudent Corporate Advisory Services Limited. Advaya Wealth does not receive, hold or handle client funds at any point. Money moves directly between the investor’s bank account and the relevant asset management company.

6. Products other than mutual funds

Insurance, fixed income, and other products referenced on this website, where offered, are distributed through the relevant IRDAI- or SEBI-licensed entities available on the Prudent Corporate Advisory Services platform, and are subject to those entities’ own terms and regulatory obligations.

7. Tax filing support

Income tax return filing support referenced on this website is provided in coordination with a qualified chartered accountant. Advaya Wealth does not itself hold a chartered accountancy qualification and does not provide formal tax opinions.

8. No solicitation

Content on this website is provided for information only and does not constitute an offer, solicitation or recommendation to buy or sell any security or investment product in any jurisdiction where such an offer would be unlawful.

9. NRI investors

Non-resident investors are subject to FEMA guidelines and to the tax and regulatory requirements of their country of residence, which remain their responsibility. Certain asset management companies restrict or decline investments from persons resident in the USA and Canada. Availability will be confirmed before any investment is made.

10. Grievances

Please write to kinjal.madhani@advayawealth.com in the first instance and we will put it right. Complaints that remain unresolved may be escalated to AMFI, or raised through the SEBI SCORES portal.

11. Contact

Questions about this disclaimer: kinjal.madhani@advayawealth.com or +91 77159 93155.