Setting up your first SIP
You can begin from ₹500 a month with most fund houses. We help you choose the date, the amount and the schemes, then handle the bank mandate so it runs on its own.
Services
Start small. Stay steady.
A Systematic Investment Plan — an SIP — is simply a fixed amount invested automatically on the same date every month. It is how most of our clients begin, and for many it is the only thing they ever need to do.
What this covers
What this covers
Everything from your first instalment onwards.
Matching the SIP to a purpose
An SIP for a house deposit in four years should not look like an SIP for retirement in twenty-five. The time you have changes what the money should sit in.
Choosing the schemes
Which funds the monthly amount actually goes into, and why. If you are splitting across several, we will show you what each one is there for.
Step-up SIPs
A step-up SIP raises your contribution automatically each year, usually by a set percentage. It keeps your investing in step with your salary instead of quietly falling behind it.
Pausing, changing and stopping
Life happens. An SIP can be paused, reduced, increased or stopped entirely. It is a standing instruction, not a contract, and nothing is locked in except tax-saving funds.
Keeping it on track
A monthly instalment left alone for years is usually a good thing, but not always. We check annually that the schemes still fit and the amount is still right for your income.
Why Advaya
Why it works
- It removes the guessworkYou invest on the same date every month regardless of what markets are doing, so you are never trying to pick the right moment to get in.
- It builds the habitThe money leaves your account before you can spend it. That single mechanism does more for most people than any clever fund choice.
- You can start smaller than you think₹500 a month is a real starting point, not a token one. Far better to begin small now than to wait for a bigger amount later.
- One exception to know aboutTax-saving funds (ELSS) lock each monthly instalment for three years by law. Every other kind of SIP can be stopped whenever you like.
Start your SIP
Tell us roughly what you can set aside each month and what it is for. We will suggest where it should go.